Our Qualifications Robert L. DeFreze, the owner of DeFreze Financial Services, has been working with individuals and businesses in the upstate NY area, as well as many other states such as NC, SC, GA, FL, AZ, CT, MI, NH, PA, MD, OH, KY, DE, CO, CA, NY and VA, for over 35 years.Robert is the Branch Manager and a Registered Representative for Cadaret Grant & Co. Inc. He is Series 6, 63 and 65 licensed and has his NYS Life and Health Insurance license as well. .DeFreze Financial Services is unlike many other Financial Planning Firms because here you are not just an account number. Bob knows all of his clients individually and values the long-lasting relationships he makes with them. The personalized program that he can provide is a roadmap to working toward a more secure financial future.