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A Message from Bob DeFreze

Contact

DeFreze Financial Services

Office: (585) 697-0430

Mobile: (585) 766-4300

Fax: (585) 697-0436

728 Weiland Road

Rochester, NY 14626-3919

rdefreze@kingswoodus.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities offered through Kingswood Capital Partners, LLC, member FINRA & SIPC, and Kingswood Wealth Advisors, LLC, a Registered Investment Advisor. Content provided for information purposes only and should not be relied upon as advice. Kingswood and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.